Last updated: 13 July 2026
Terms and disclosures
Educational scope
Website content and calculator outputs are simplified general information. They are not financial, investment, insurance, tax, accounting, legal or estate-planning advice and are not a recommendation to buy, sell, replace or retain a product.
No provider claim
Know Your Number SA does not claim through this website that it is itself an authorised financial services provider or law firm. Before regulated advice or a professional service is provided, the responsible person or firm must identify itself and provide the authorisation and disclosures required for that service.
Calculator limitations
The calculator uses simplified assumptions and values entered by you. It does not verify accuracy, consider all circumstances or replace a formal needs analysis, suitability assessment, tax calculation or legal review.
Third-party services
Links to Calendly, WhatsApp, email and other websites take you to services governed by their own terms and privacy practices. Their availability and security are outside this website's control.
No sensitive documents
Do not submit identity documents, passwords, account numbers, payment-card information, medical information or full financial statements through an initial website, booking, email or WhatsApp enquiry. Ask for an appropriate secure channel.
No guarantees
Information may become outdated and outcomes depend on individual circumstances, professional review and third-party decisions. No outcome, saving, return, approval or service availability is guaranteed.
Contact and complaints
Questions about this website may be sent to simba.nyatsambo@sanlam4u.co.za. Complaints about a separate professional service should follow the complaints process disclosed by the responsible provider.